What you have earned,in one number
A balance is only useful if you trust it. That means showing what has actually arrived, what has actually settled, and never blurring the two to make the figure look bigger.
This is the design for that balance. There is no account and no balance today.
One figure
Income from several sources, added up into a single number rather than spread across dashboards.
Two states, kept apart
What has arrived and what is ready to spend are shown separately, because treating them as one is how products overstate what you have.
No yield, no interest
PumpCard does not offer a savings account or a return of any kind, and is not licensed to.
One figure
Income from several sources, added up into a single number rather than spread across dashboards.
Two states, kept apart
What has arrived and what is ready to spend are shown separately, because treating them as one is how products overstate what you have.
No yield, no interest
PumpCard does not offer a savings account or a return of any kind, and is not licensed to.
Earnings are not the same as spendable
Money that has arrived still has to be settled into a form you can spend. Most products hide that step, and the result is a number that is true in principle and wrong in practice.
Keeping the two apart is a design decision, and the settlement step is one of the larger things still to build.
Model what a balance does
Set what you add and the growth you want to assume, and see the shape of the arithmetic. PumpCard offers no rate and no return; the percentage below is your assumption, not an offer.
A balance you can read
Labelled by where the money came from, not just when it landed.
Shown as sample data
Every figure on this site is an illustration of a design.
FAQ
No. PumpCard does not offer a savings account, a yield product, interest, or a return of any kind, and has no licence to do so.
The model on this page projects what a balance does as earnings accumulate, using assumptions you choose.
An assumption you set, so you can see the shape of the arithmetic. It is not a rate PumpCard offers, pays, or expects.
There is no balance to protect, because there is no product yet. Safeguarding and deposit protection are regulated arrangements, and PumpCard has neither.
Important: PumpCard is not a bank and is not a regulated firm. It does not offer a savings account, interest, yield or any return, holds no money or crypto-assets, and has no licence in any jurisdiction. The model above is arithmetic on assumptions you choose, not a rate or a forecast.